Calculators

UK-focused, mobile-first calculators and comparisons. No cookies (we don’t store personal data in your browser).

Mortgage

Mortgage payment calculator

Repayment vs interest-only, weekly/fortnightly/monthly, offset mortgage, and optional shared ownership rent.

Fixed vs tracker (coming soon)

Side-by-side total cost over intro period + sensitivity to rate changes.

Property & tax
Salary & net pay

UK take‑home pay calculator (PAYE) New

Income tax + employee NI + Student Loan plans (simplified). Includes salary sacrifice pension option.

Contractor vs PAYE (planned)

Ltd vs umbrella vs PAYE side‑by‑side, with assumptions shown clearly.

Comparisons

Rent vs buy (London) comparison New

Monthly cashflow + horizon totals. Advanced mode includes SDLT and selling costs.

2-year vs 5-year fix (planned)

Total cost comparison across product fees, rates, and a simple remortgage assumption.

Disclaimer (2026): Tools and articles are for general information only and are not financial, legal, or tax guidance.